Cutting Insurance Costs
Let me count the ways
Taking a Home Inventory
A home inventory is absolutely essential in helping you settle a claim quickly and getting what you deserve. We list some online (and offline) tools you can use to make the job a bit simpler.
Free Prescription Card
We are now offering discount prescription cards. There is nothing to sign up for and they're FREE.Come into our office and ask about the card and how you might be able to save on your medications even if you already have a health plan.
Mexico Insurance
Did you know some auto insurers stop coverage at the border? If you're plan on traveling to Mexico, we've got you covered with comprehensive auto policies for short term and long term stays.Got a house in Mexico? We can insure that too.
About Our Agency
Gemini Insurance Agency is a full service independent agency serving the entire state of Texas. Being independent means we do the shopping for you. We represent over 50 quality, financially sound carriers to offer our clients a choice they won't find with most agents.
Contractor's Insurance
One of the things that sets our agency apart is our experience in writing insurance for contractors. Our agency writes about 80% commercial insurance with about 50% of that in contractors. We have more companies to approach for general liability for contractors than for any other type of insurance. Whether you are a small contractor with no employees or a large general contractor, we have the experience to provide you with a policy to cover all of your exposures. Because of our experience, we are able to make the process as easy as possible without filling out too many applications and our turn around time for providing quotes is usually same or next day. If you need a quote for general liability, fill out this form to get started or call us at 210-521-4545.Hiring A Contractor The Right Way
My favorite blog, Lifehacker, recently had an article called "How to Hire a Contractor Without Getting Hosed". In the article, one of the recommendations was to check out the contractor's insurance. I cannot stress enough the importance of making sure anyone you hire has insurance.
TexasSure - Vehicle Insurance Verification
In Texas, 20% of the vehicles on the road are without basic liability insurance. That's 1 in 5. Not very good odds.
Beginning in June of 2008, the Texas Department of Motor Vehicles implemented a new program aimed at bringing down the number of people driving without insurance. The program is called TexasSure and was created by Senate Bill 1670 during the 79th Texas Legislature. The program was initially only available to all county Tax Assessors to check whether you have insurance when renewing your vehicle registration. In October of 2008, the program became available to law enforcement officials.
